Go global: Get paid with virtual USD & EUR accounts
Open USD & EUR virtual accounts inside MiniPay. Accept freelance or creator payouts from platforms like Upwork, Fiverr, and YouTube.

Accept payments via SEPA (Europe) and ACH (US) from clients
Get your own U.S. (ACH) and European (SEPA) account numbers linked directly to your MiniPay wallet.
No More “Not Available in Your Country”
Your global work deserves global pay. Stop dealing with blocked platforms, high fees, and slow wire transfers.

Withdraw locally at the best exchange rates* & zero fees

Your simpler on-ramp to digital dollars
Buy and hold stablecoins easily with MiniPay. Send a simple bank transfer from your US or EU account (ACH/SEPA) and receive stablecoins instantly. No additional exchanges. Full control.
Built for global professionals like you
Freelancers & Agencies
Get paid from platforms like Upwork, Fiverr, or directly from clients.
Use “Direct to U.S. or EU Bank” withdrawals with $0 deposit fees.
Creators
Get paid for brand deals and collect payouts from YouTube, TikTok, X and more.
Remote workers
Backup and restore your wallet with your Google account.
Online sellers
Receive payments for sales on Amazon and others, right to your wallet
Getting paid shouldn't feel like a hack
Global wallet, local freedom
Self-custodial wallet — you hold the keys
Funds backed by stablecoins (USDT, USDC)— global digital dollars
Encrypted & backed up with your Google Account
Powered by licensed global infrastructure*
FAQ
Commonly asked questions about Virtual USD and EUR accounts in MiniPay, powered by Noah.
What are virtual accounts?
Virtual accounts are unique USD or EUR receiving details (compatible with ACH or SEPA) that allow you to receive payments in MiniPay just like a local bank US or EU bank account. They are provided by Noah
Who can open a virtual account in MiniPay
The service is built for freelancers, remote workers, digital creators, agencies, and online sellers who need to be paid internationally. You must have a verify your identity in order to use this service.
Are these real bank accounts?
They are verified receiving details that function exactly like a local bank account for the purpose of receiving payments in USD and EURO. They are provided by Noah and payments,land in MiniPay as USDT/USDC stablecoins ready to spend or withdraw.
How long does it take to get my virtual account details
Once your details are verified, your virtual account details are typically generated instantly so you can start sharing them immediately
How long does it take for a payment to arrive?
SEPA (EUR) payments are usually instant. ACH (USD) payments can take up to 1-2 business days. The exact time depends on the sender's bank
Are there any fees for receiving payments
There are no deposit fees for receiving funds into your virtual USD or EUR account in MiniPay. Fee-free withdrawals to local currency are also available through third-party providers
Your work is global, your wallet should be too
Join 10+ Million users already paying and getting paid internationally with MiniPay.

will be the most-used dedicated stablecoin wallet in the world within 12 months.

@minipay does it again. Best user experience in Web3! Convince me otherwise...

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends .we love it

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

"Sharing joy this holiday season with MiniPay!"
I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles
I also used MiniPay to donate to a local food drive, spreading love

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"

will be the most-used dedicated stablecoin wallet in the world within 12 months.

@minipay does it again. Best user experience in Web3! Convince me otherwise...

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends .we love it

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

"Sharing joy this holiday season with MiniPay!"
I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles
I also used MiniPay to donate to a local food drive, spreading love

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"

will be the most-used dedicated stablecoin wallet in the world within 12 months.

@minipay does it again. Best user experience in Web3! Convince me otherwise...

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends .we love it

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

"Sharing joy this holiday season with MiniPay!"
I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles
I also used MiniPay to donate to a local food drive, spreading love

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"

will be the most-used dedicated stablecoin wallet in the world within 12 months.

@minipay does it again. Best user experience in Web3! Convince me otherwise...

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends .we love it

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

"Sharing joy this holiday season with MiniPay!"
I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles
I also used MiniPay to donate to a local food drive, spreading love

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"