Go global: Get paid with virtual USD & EUR accounts

Open USD & EUR virtual accounts inside MiniPay. Accept freelance or creator payouts from platforms like Upwork, Fiverr, and YouTube.

Download app

Accept payments via SEPA (Europe) and ACH (US) from clients

Get your own U.S. (ACH) and European (SEPA) account numbers linked directly to your MiniPay wallet.

* MiniPay is a self-custodial stablecoin wallet built on Celo. All transactions are facilitated using USD stablecoins. Virtual accounts are provided by Noah and subject to Terms & Conditions

No More “Not Available in Your Country

Your global work deserves global pay. Stop dealing with blocked platforms, high fees, and slow wire transfers.

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Set up once, get paid anytime

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Withdraw locally at the best exchange rates* & zero fees

* Available in select markets. All exchanges between stablecoins and local currency are facilitated by third-party providers. Terms and Conditions apply.

Your simpler on-ramp to digital dollars

Buy and hold stablecoins easily with MiniPay. Send a simple bank transfer from your US or EU account (ACH/SEPA) and receive stablecoins instantly. No additional exchanges. Full control.

Built for global professionals like you

Freelancers & Agencies

Get paid from platforms like Upwork, Fiverr, or directly from clients.

Use “Direct to U.S. or EU Bank” withdrawals with $0 deposit fees.

Creators

Get paid for brand deals and collect payouts from YouTube, TikTok, X and more.

Remote workers

Backup and restore your wallet with your Google account.

Online sellers

Receive payments for sales on Amazon and others, right to your wallet

Getting paid shouldn't feel like a hack

Now you don’t need a workaround. No VPNs. No fake addresses. Just MiniPay. A global dollar wallet built for you.
Download MiniPay

Global wallet, local freedom

Self-custodial wallet — you hold the keys

Funds backed by stablecoins (USDT, USDC)— global digital dollars

Encrypted & backed up with your Google Account

Powered by licensed global infrastructure*

* All exchanges between stablecoins and local currency are facilitated by third-party providers. Terms and Conditions apply.

FAQ

Commonly asked questions about Virtual USD and EUR accounts in MiniPay, powered by Noah.

What are virtual accounts?

Who can open a virtual account in MiniPay

Are these real bank accounts?

How long does it take to get my virtual account details

How long does it take for a payment to arrive?

Are there any fees for receiving payments

Your work is global, your wallet should be too

Join 10+ Million users already paying and getting paid internationally with MiniPay.

nic carter
nic carter

will be the most-used dedicated stablecoin wallet in the world within 12 months.

gigahierz.eth
gigahierz.eth

@minipay does it again. Best user experience in Web3! Convince me otherwise...

Alberto Martin
Alberto Martin

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Brian Atoli
Brian Atoli

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends  .we love it

Victor Bryce
Victor Bryce

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Nur'fatin' Hamzah
Nur'fatin' Hamzah

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

Nwachukwu Grace
Nwachukwu Grace

"Sharing joy this holiday season with MiniPay!"

I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles

I also used MiniPay to donate to a local food drive, spreading love

Sani H. Nasir
Sani H. Nasir

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

Alphoncy Sagin
Alphoncy Sagin

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Michael Asah
Michael Asah

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"

nic carter
nic carter

will be the most-used dedicated stablecoin wallet in the world within 12 months.

gigahierz.eth
gigahierz.eth

@minipay does it again. Best user experience in Web3! Convince me otherwise...

Alberto Martin
Alberto Martin

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Brian Atoli
Brian Atoli

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends  .we love it

Victor Bryce
Victor Bryce

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Nur'fatin' Hamzah
Nur'fatin' Hamzah

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

Nwachukwu Grace
Nwachukwu Grace

"Sharing joy this holiday season with MiniPay!"

I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles

I also used MiniPay to donate to a local food drive, spreading love

Sani H. Nasir
Sani H. Nasir

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

Alphoncy Sagin
Alphoncy Sagin

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Michael Asah
Michael Asah

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"

nic carter
nic carter

will be the most-used dedicated stablecoin wallet in the world within 12 months.

gigahierz.eth
gigahierz.eth

@minipay does it again. Best user experience in Web3! Convince me otherwise...

Alberto Martin
Alberto Martin

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Brian Atoli
Brian Atoli

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends  .we love it

Victor Bryce
Victor Bryce

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Nur'fatin' Hamzah
Nur'fatin' Hamzah

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

Nwachukwu Grace
Nwachukwu Grace

"Sharing joy this holiday season with MiniPay!"

I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles

I also used MiniPay to donate to a local food drive, spreading love

Sani H. Nasir
Sani H. Nasir

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

Alphoncy Sagin
Alphoncy Sagin

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Michael Asah
Michael Asah

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"

nic carter
nic carter

will be the most-used dedicated stablecoin wallet in the world within 12 months.

gigahierz.eth
gigahierz.eth

@minipay does it again. Best user experience in Web3! Convince me otherwise...

Alberto Martin
Alberto Martin

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Brian Atoli
Brian Atoli

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends  .we love it

Victor Bryce
Victor Bryce

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Nur'fatin' Hamzah
Nur'fatin' Hamzah

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

Nwachukwu Grace
Nwachukwu Grace

"Sharing joy this holiday season with MiniPay!"

I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles

I also used MiniPay to donate to a local food drive, spreading love

Sani H. Nasir
Sani H. Nasir

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

Alphoncy Sagin
Alphoncy Sagin

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Michael Asah
Michael Asah

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"