Most people exploring crypto eventually ask the same question: how do I earn yield or rewards without putting my money at risk? Until now, the answered have been staking, yield farming, trading memecoins, or DeFi liquidity pools, all of which come with complexity and varying levels of exposure.

MiniPay Boost takes a different path. It turns the simple act of holding a balance and using your wallet into a way to earn real rewards in USDT, automatically and safely. No staking contracts. No lock-ups. No hidden catches.

How MiniPay Boost works

Boost runs quietly in the background of your MiniPay wallet. If you hold at least $1 USDT, you’re already eligible. The program looks at your balance and your wallet activity, then calculates a reward using a dynamic model.

You don’t need to sign up or “opt in.” Rewards are calculated weekly and paid daily, directly into your MiniPay wallet up to 2% weekly.

Because it’s a reward system,  not an investment, your crypto never leaves your custody. You can send, spend, or withdraw it at any time. Boost just adds an extra layer of value on top of what you already do.

How to earn rewards With USDT

Rewards are paid entirely in USDT, the world’s most widely used stablecoin. That means what you earn holds its value and can be used instantly for payments, transfers, or savings.

Unlike staking or yield programs, Boost doesn’t require locking your tokens or delegating them to a smart contract. There’s no validator downtime, no liquidity risk, and no exposure to protocol failures.

Your USDT remains liquid and accessible at all times, while your balance grows as Boost rewards your consistent wallet use.

Fund your MiniPay wallet: Deposit crypto, local currency, or from other chains

To start earning, you first need to fund your MiniPay wallet. You can deposit crypto from another wallet or chain, or buy stablecoins directly with local currency through MiniPay’s third-party providers.

1. Deposit crypto from other wallets or chains

Already have crypto? You can easily deposit from another wallet, exchange, or supported blockchain. MiniPay supports cross-chain deposits, so you can send funds from major networks and they’ll automatically arrive as stablecoins (USDT or USDC) in your MiniPay wallet.

How to deposit crypto to MiniPay:

1. Open MiniPay → Deposit.
2. Select Wallet or exchange.
3. Choose your token and chain (e.g., Ethereum, Polygon, or Binance Smart Chain).
4. Enter the amount you want to send.
5. Complete the transfer on your external wallet or exchange.

Once confirmed, your funds will be automatically converted to stablecoins inside MiniPay.

💡 Tip: Only USDT balances earn MiniPay Boost rewards. If you deposit USDC or another stablecoin, you can swap it for USDT directly in MiniPay to start earning.

How to swap other stablecoins for USDT in MiniPay 

1. Drag down your balance section to reveal pockets. 
2. If you only have one pocket visible, click on your profile picture in the top left corner 
3. Toggle on “Show empty pockets”
4. Return to your home screen → Drag and drop your USDC or cUSD into your USDT pocket

2. Deposit Using Local Currency (Buy USDT with Apple pay, card, bank transfer or mobile money)

No crypto? No problem. MiniPay lets you buy stablecoins directly with your local currency, using Apple Pay, Google Pay, bank transfer, card, PIX, or mobile money, and regional digital wallets depending on your country.

MiniPay integrates global third-party providers like Binance Connect, Transak, and Onramper giving you access to local payment methods across 60+ countries.

How to buy stablecoins with local currency:

1. Tap Deposit → With local currency.
2. Enter your amount and select your currency and  preferred method of payment 
3. Complete any required verification (KYC).
4. Confirm your payment.

Your local currency is automatically converted into USDT or USDC inside MiniPay, ready to start earning rewards through Boost. You can also withdraw anytime back to your local currency using the same third party providers.

Why “Earning Crypto” Doesn’t Have to Mean “Investing Crypto”

When people search for “earn yield on crypto,” “best staking rewards,” or “how to earn USDT safely,” what they really want is a way to grow their crypto without risk.

MiniPay Boost redefines what “earning” means in crypto. It’s not about chasing high returns or locking tokens. It’s about participating actively and getting rewarded responsibly.

By tying rewards to wallet activity and not speculation, MiniPay Boost offers a safer, more sustainable path for both users new to crypto and savvy crypto users alike. 

Frequently Asked Questions

Is MiniPay Boost a staking program?

No — Boost isn’t staking or yield farming. It’s a rewards system that distributes USDT on your MiniPay balance and activity. 

Can I lose my funds by joining Boost?

No. You always retain full control of your funds. MiniPay is a self-custodial wallet and you are never required to lock or transfer your assets.

What kind of tokens can I earn?

MiniPay Boost rewards are paid out daily in USDT.

How often are rewards paid out?

Rewards are calculated weekly and paid out daily. 

Do I need to stake or lock my funds?

No. You keep full control of your USDT.

How much can I earn?

You can earn up to 2% per week, capped at $10 in USDT per user per week. 

What’s the minimum balance?

You need to have at least $1 USDT in your MiniPay wallet to earn MiniPay Boost rewards

Which tokens qualify?‍

Currently, only USDT balances earn Boost rewards.

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