MiniPay is a self-custodial wallet, which means your money is fully under your control at all times.

Unlike traditional financial apps or custodial wallets, MiniPay does not hold your funds for you. The money stays in your wallet, and only you can access it. No one at MiniPay or the company behind it can move or freeze your balance.

This design puts ownership directly in your hands and gives you full independence over your digital dollars.

MiniPay Is Secure by Design

MiniPay was built from the ground up to be safe. Every action in your wallet is protected using the same security tools you already trust on your device — your biometric authentication (Fingerprint or Face ID), PIN, or phone passcode.

When you send money or approve an action, your phone verifies that it is really you before anything happens.

This means that even if someone gets your phone, they cannot move your money without your fingerprint, face, or passcode.

Wallet Backup and Recovery

If you ever lose your phone, you can restore your MiniPay wallet easily.

When you create your wallet, MiniPay automatically encrypts and backs up your secret keys — the digital codes that prove ownership of your funds — to your Google Drive or iCloud account, depending on your device.

These backups are encrypted and tied only to your login, so no one else can access them. When you reinstall MiniPay on a new device and log in with the same Google or Apple ID, your wallet and funds are safely restored.

Your Secret Key Explained

Your secret key is what makes your wallet truly yours. It is like a digital master key to your money.

MiniPay keeps this key securely encrypted on your device and never stores it on MiniPay servers. You do not need to manage or memorize it yourself. MiniPay handles it securely behind the scenes so you can use your wallet without worry.

If you want, you can access your secret recovery phrase by Clicking on your profile photo→ About → Secret Recovery Phrase.

It is important to remember that this is the master key to your wallet. Anyone with this key can move or spend your funds. Never share it or upload it to your Google or iCloud account manually.

Built on trusted technology

MiniPay runs on the Celo blockchain, a secure, open, and audited network designed for fast and low-cost payments. Every transaction you make is recorded on-chain, making it transparent and verifiable.

Because Celo’s technology is decentralized, no single company controls it. This ensures that your funds and transaction history remain secure, open, and always accessible.

In Summary;

• Only you hold the keys to your funds
• Access is protected by biometrics or your phone’s passcode
• Your secret key is backed up securely in Google or iCloud
• Transactions are verified on the Celo blockchain

MiniPay combines the security of modern encryption with the simplicity of your mobile device. This ensures that your money stays yours — safe, private, and always accessible.

You hold the keys, you approve the actions, and you control your money. Always.

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