Send funds
to Ghana in 5 Seconds

Withdraw to
Not Just Another Transfer App
With MiniPay, both the sender and receiver win
Sender deposits
How the transfer works
Funds out at receiver


Why Settle for Less? See How We Compare.
Traditional services and even other apps hide their costs in bad exchange rates. We believe in transparency.
No MiniPay yet? No problem
More Than Just Transfers
MiniPay is a non-custodial wallet which means your money is always your control. No one else touches your funds. You hold the keys, and you make the moves.
Withdraw at the best MoMo rates
Keep funds safe in dollars
Spend directly in MiniPay
Sending funds with crypto is easier than you think.
Watch our short videos to see how you can send funds to Ghana in under 3 minutes.
Built for Trust and Transparency
Safe custody
Security
What people are saying about MiniPay
See how our users are simplifying global transactions and making life easier with our platform.

@minipay does it again. Best user experience in Web3! Convince me otherwise...

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends .we love it

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

"Sharing joy this holiday season with MiniPay!"
I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles
I also used MiniPay to donate to a local food drive, spreading love

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"

@minipay does it again. Best user experience in Web3! Convince me otherwise...

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends .we love it

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

"Sharing joy this holiday season with MiniPay!"
I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles
I also used MiniPay to donate to a local food drive, spreading love

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"

@minipay does it again. Best user experience in Web3! Convince me otherwise...

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends .we love it

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

"Sharing joy this holiday season with MiniPay!"
I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles
I also used MiniPay to donate to a local food drive, spreading love

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"

@minipay does it again. Best user experience in Web3! Convince me otherwise...

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends .we love it

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

"Sharing joy this holiday season with MiniPay!"
I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles
I also used MiniPay to donate to a local food drive, spreading love

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"
Blockchain Transparency

FAQs
Can I convert Naira to Cedis?
Yes, you can go from Naira to Cedis is MiniPay by depositing Naira with a bank transfer and withdrawing in Cedis to Momo.
Do both sender and receiver need MiniPay?
Yes — and that’s a benefit. Both sides have full transparency and control. If the receiver doesn’t have the app yet, you can send a MiniPay Cash Link, which they can claim instantly.
Can I convert Naira to Cedis?
Yes, you can gi from Naira to Cedis is MiniPay by depositing Naira with a bank transfer and withdrawing in Cedis to Momo.
How is MiniPay different from agents?
Transfers are instant, reliable, and cost less than ₦2 (~$0.01). Recipients always see the best MoMo rate and avoid hidden fees.
Is MiniPay safe?
Yes. Transactions run on blockchain rails, and cash-in/out is handled by licensed providers.
What if my recipient just wants Cedis?
No problem. They withdraw to MoMo in minutes at the rate they choose.