Send funds
to Ghana in 5 seconds
Withdraw to
Not Just Another Money App
With MiniPay, both the sender and receiver win
Sender deposits
How the transfer works
Money out at receiver


Why Choose MiniPay Over Agents?
No MiniPay yet? No problem
More Than Just Transfers
MiniPay is a non-custodial wallet which means your money is always your control. No one else touches your funds. You hold the keys, and you make the moves.
Withdraw at the best MoMo rates
Keep funds safe in dollars
Spend directly in MiniPay
Sending funds with crypto is easier than you think.
Watch our short videos to see how you can send money to Ghana in under 3 minutes.
What people are saying about MiniPay
See how our users are simplifying global transactions and making life easier with our platform.

will be the most-used dedicated stablecoin wallet in the world within 12 months.

@minipay does it again. Best user experience in Web3! Convince me otherwise...

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends .we love it

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

"Sharing joy this holiday season with MiniPay!"
I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles
I also used MiniPay to donate to a local food drive, spreading love

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"

will be the most-used dedicated stablecoin wallet in the world within 12 months.

@minipay does it again. Best user experience in Web3! Convince me otherwise...

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends .we love it

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

"Sharing joy this holiday season with MiniPay!"
I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles
I also used MiniPay to donate to a local food drive, spreading love

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"

will be the most-used dedicated stablecoin wallet in the world within 12 months.

@minipay does it again. Best user experience in Web3! Convince me otherwise...

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends .we love it

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

"Sharing joy this holiday season with MiniPay!"
I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles
I also used MiniPay to donate to a local food drive, spreading love

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"

will be the most-used dedicated stablecoin wallet in the world within 12 months.

@minipay does it again. Best user experience in Web3! Convince me otherwise...

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends .we love it

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

"Sharing joy this holiday season with MiniPay!"
I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles
I also used MiniPay to donate to a local food drive, spreading love

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"
Blockchain Transparency

FAQs
What is a 'Digital Dollar' (Stablecoin) and why should I use it?
A Digital Dollar is a type of cryptocurrency that is pegged 1:1 to the U.S. Dollar. Think of it as a digital version of cash. Using it protects your money from the daily fluctuations of local currencies, ensuring the value you send is exactly the value your family receives.
Do I need to be a crypto expert to use this app?
Not at all. We designed our app to be as simple as your everyday banking app. We handle all the complex technology behind the scenes, so you can send money in just a few taps without needing to know anything about crypto trading.
Is my money safe from Bitcoin's price crashes?
Yes, completely. You are using stablecoins (Digital Dollars), which are specifically designed to maintain a stable value and are not subject to the volatility of cryptocurrencies like Bitcoin. Your money's value is secure.
How does my recipient in Ghana get actual cash (Cedis)?
It's seamless. When you send Digital Dollars, our system instantly converts them into Ghanaian Cedis and deposits them directly into your recipient's Mobile Money wallet (MTN, AirtelTigo, etc.). They receive a notification and can cash out at any MoMo agent just like they normally would.
What are the transfer limits?
We offer tiered limits to suit your needs. For verified accounts, you can send up to $2,000 per day and $20,000 per month. These limits can be increased with additional verification, ensuring both flexibility and security. (Note: These are example figures inspired by competitors like Lemfi and should be adjusted to the actual product policy).